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Free Tool · Los Angeles & Orange County

How Much Will You Save
With a Flat Fee Buyer Agent?

Enter your target purchase price and the seller commission rate. See your exact closing cost credit instantly — what stays in your pocket instead of going to a traditional buyer agent.

Flat Fee Savings Calculator

Calculate Your Closing Cost Credit

Purchase Price $1,200,000
$400K$5M
Seller-Offered Buyer Commission
$7,250 FLAT FEE TIER
Seller commission offered$30,000
Roman’s flat fee$7,250
Your closing cost credit$22,750
Traditional 2.5% agent would cost $30,000
Based on a 2.5% seller commission on a $1,200,000 home. The closing cost credit is negotiated into your Residential Purchase Agreement before any offer is submitted. Actual amount depends on what the seller offers.
Get My Exact Savings Estimate from Roman

Roman Doktorovich · DRE #01441969 · Real Brokerage Technologies Inc. · Lic #02022092
Los Angeles & Orange County, CA · Results are estimates. Actual credit depends on seller commission offered.

Flat Fee Tiers

Homes under $1.5M$7,250 flat fee
Homes $1.5M and above$9,250 flat fee
Service areaLA & OC
Agent DRE#01441969

Quick Reference — 2.5% Commission

Price
Flat Fee
Credit
$700K
$7,250
$10,250
$900K
$7,250
$15,250
$1.1M
$7,250
$20,250
$1.3M
$7,250
$25,250
$1.5M
$9,250
$28,250
$1.8M
$9,250
$35,750
$2.5M
$9,250
$53,250
$3.5M
$9,250
$78,250

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How the flat fee model works
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200+ closed transactions
How It Works

How You Keep the Closing Cost Credit

01
Flat Fee Agreement

Before any tours, Roman signs a Buyer Representation Agreement stating his flat fee as maximum compensation from any source. $7,250 or $9,250 — in writing, upfront.

02
Seller Offers Commission

Most sellers in LA and OC still offer 2% to 2.5% to the buyer agent. This is negotiated deal-by-deal and confirmed before your offer is written.

03
Credit Into Your RPA

The difference between the seller commission and Roman’s flat fee is negotiated into your Residential Purchase Agreement as a seller concession before the offer is submitted.

04
Credit at Closing

On your settlement statement, the closing cost credit reduces your out-of-pocket costs dollar for dollar. It appears as a seller concession — documented, transparent, and verified.

About This Calculator

How the Flat Fee Buyer Agent Savings Calculator Works

This calculator shows you the estimated closing cost credit you receive when using Roman Doktorovich as your flat fee buyer agent in Los Angeles or Orange County. The calculation is straightforward: the seller-offered buyer agent commission minus Roman’s flat fee equals your credit. Every dollar above the flat fee stays with you at closing.

What Is a Closing Cost Credit?

A closing cost credit is a negotiated seller concession in your Residential Purchase Agreement. When a seller offers, say, 2.5% to the buyer agent on a $1.2M home, that is $30,000. Roman’s flat fee is $7,250. The remaining $22,750 is written into your RPA as a seller concession. At closing, it appears on your settlement statement and reduces your out-of-pocket costs — it can cover loan origination fees, title insurance, escrow fees, prepaid interest, or any other allowable closing cost.

What Seller Commission Should I Use?

Since the 2024 NAR settlement, seller-offered buyer agent commissions are no longer publicly listed in the MLS. Most sellers in Los Angeles and Orange County are still offering 2% to 2.5% — they want to attract buyer agents and their clients. 2.5% remains the most common rate across LA and OC as of 2025. Some sellers offer 2%, some offer 3%. Roman negotiates the commission offer as part of every transaction and discloses the exact available credit before your offer is written.

Which Flat Fee Tier Applies to My Purchase?

The tier is determined by purchase price only — not by location, property type, or negotiation. $7,250 applies to all homes priced under $1,500,000. $9,250 applies to all homes priced at $1,500,000 and above. Both tiers cover all of Los Angeles County and Orange County. Both include identical full buyer representation: offer writing, negotiation, disclosure review, and escrow coordination.

The calculator above switches automatically between tiers based on your selected price. The $1,500,000 threshold is exact — a $1,499,999 home is $7,250, a $1,500,000 home is $9,250.

Are These Savings Guaranteed?

The calculator provides an estimate based on the commission rate you select. The actual closing cost credit depends on what commission the seller offers in that specific transaction. Roman discloses the exact available amount to you before any offer is written. There is no scenario where Roman earns more than his stated flat fee — the BRBC caps his compensation at the flat fee amount from all sources combined.

Common Questions

Savings Calculator — FAQ

How much does a flat fee buyer agent save me in LA?
On a $1M Los Angeles home at 2.5% seller commission, you save approximately $17,750 versus a traditional 2.5% agent ($25,000 commission minus the $7,250 flat fee). On a $2M Westside home, the savings are approximately $40,750. Use the calculator above for your specific price point.
What if the seller offers less than 2.5%?
If the seller offers 2% on a $1M home, the total commission is $20,000. Minus the $7,250 flat fee, your credit is $12,750. If the seller offers less than the flat fee amount, the credit drops to zero — but you never pay more than the flat fee. Roman discloses the exact available commission before writing any offer so there are no surprises.
Can the closing cost credit cover my down payment?
No. Closing cost credits cannot be applied to your down payment under standard mortgage guidelines. They reduce other out-of-pocket closing costs — loan origination fees, title insurance, escrow fees, prepaid interest, impound accounts, and other allowable costs. In practice most buyers find their closing cost credit covers most or all of their non-down-payment closing costs.
Is this legal in California?
Yes. Buyer agent commission credits to buyers are fully legal in California and have been since 2006. The credit is negotiated as a seller concession in your Residential Purchase Agreement, approved by your lender as a closing cost credit, and disclosed on the settlement statement. Roman has been structuring these transactions for 20+ years. Full explanation here.
What does the flat fee include?
Both flat fee tiers include full buyer representation: BRBC execution before any showings, property tours coordinated through licensed showing agents, a full CMA before every offer, offer writing and negotiation on the RPA, complete disclosure review (TDS, SPQ, natural hazard, HOA documents), and full escrow coordination through close of escrow. See the full breakdown.
How does the calculator handle the $1.5M threshold?
The $1,500,000 threshold is exact. Any home priced under $1,500,000 uses the $7,250 flat fee. Any home priced at exactly $1,500,000 or above uses the $9,250 flat fee. The calculator switches tiers automatically as you move the slider past the threshold. The slider shows this transition in real time.
Does Roman serve all of Los Angeles and Orange County?
Yes. The same flat fees apply to every city in Los Angeles County and every city in Orange County. See all 35 LA cities or all 33 OC cities. There are no territory restrictions or per-city surcharges.
How do I get started?
Use the calculator to estimate your savings, then contact Roman directly. He responds within one business day with your exact savings estimate based on your target price, area, and timeline. No commitment required — Roman will tell you honestly if the model is the right fit for your situation.